As a Kirana shop owner, you’re an important part of your neighborhood. People rely on your store for their daily essentials from groceries to household items. Your shop isn’t just a place to buy things, it’s a trusted spot where neighbors connect and take care of everyday needs. You play a key role in making life easier for the families around you.
For many years, Kirana shop owners have been making the same amount of money every month, even with the same number of customers. However, partnering with NobleWebStudio can change this! By offering digital services like AEPS, mobile recharge, bill payments, and money transfers, shop owners can earn an extra 30,000 to 60,000 rupees monthly.
Not only will this increase your earnings, but it will also attract more customers. With NobleWebStudio’s fintech solutions, your Kirana shop can become a mini-bank, offering essential services like Aadhaar-based payments, money transfers, and bill payments right at your store.
By offering these services, you’re not just making more money you’re turning your store into a one-stop shop for everything your customers need. Plus, you’ll help your community access financial services without leaving the neighborhood.
Services You Can Add to Your Kirana Shop with NobleWebStudio
As a Kirana shop owner, you now have the chance to offer banking and financial services at your store through NobleWebStudio. This can help you increase your earnings and provide more value to your customers. Here are some services you can easily add to your shop:
AEPS Service (Aadhaar Enabled Payment System)
With NobleWebStudio, Kirana shop owners can become authorized agents and offer important banking services like cash withdrawals, balance inquiries, and mini statements. This is made possible using AEPS Service. These services make banking more accessible for your customers, and you earn a commission on each transaction. This is an easy way to increase your income every day.
Turn Your Shop into an ATM with a Micro ATM Machine
You can also turn your Kirana shop into a mini ATM by installing a Micro ATM machine. This compact, portable machine allows customers to withdraw money using their debit cards and even make payments, just like at a regular ATM. Since it uses the cash available in your store, you won’t need to worry about keeping extra funds. Plus, every time someone uses the Micro ATM, you earn a commission, making it a simple and profitable way to boost your daily earnings.
Add Utility and Bill Payment Services
If you already have a loyal customer base, adding utility bill payments, mobile recharges, electricity and gas bill payments, and DTH recharges can bring in extra income. You don’t need to charge anything extra to your existing customers, and you’ll still earn a commission on each bill paid or recharge done. It’s an easy way to provide more value to your customers while earning money in the process.
Start a PAN Card Service
If you’re looking for a simple way to earn extra money from your shop, offering PAN card service is a great option. With NobleWebStudio, you can start this service in just one day no complicated paperwork, no long waiting. Everything is done quickly and easily online. Most PAN cards get processed within two working days, and the best part is, you can earn up to ₹30,000 every month by providing this service to people in your area. It’s an easy, profitable way to add a new income source to your Kirana shop and help your customers at the same time.
Read Blog : How to Earn Commission from Recharge Software in 2025
Steps to Start Offering Services and Grow Your Kirana Store Earnings Today
Starting a digital service center with NobleWebStudio is one of the best ways to earn extra income in today’s fast-growing digital payment and fintech market. Whether you run a small Kirana shop, are a B2B retailer, or a local entrepreneur, you can easily transform your existing store into a multi-service kiosk and start offering AEPS services, mobile recharge, bill payment, money transfer, and PAN card services from day one.
With NobleWebStudio’s white label solutions, secure API integration, and user-friendly digital platforms, your store can become a trusted digital seva center for your locality helping you earn more with every transaction.
1. Partner with NobleWebStudio
Getting started with NobleWebStudio is easy. As a shop owner, all you need to do is sign up—and we’ll help you take your business to the next level. NobleWebStudio is one of India’s top fintech platforms, built to support local merchants like you. Once you join, you’ll get access to simple, secure tools that let you offer services like AEPS (Aadhaar Enabled Payment System), BBPS (Bharat Bill Payment System), Mobile Recharge software service, PAN card assistance, and even travel bookings all from your shop.
2. Choose the Services You Want to Offer
After you join NobleWebStudio, you can easily choose the services you want to offer in your shop. As a shopkeeper, you’ll get access to useful, everyday services your customers are already looking for like cash withdrawals, bill payments, mobile and DTH recharges, PAN card services, and even ticket bookings. You can decide which ones suit your shop best. Whether you run a small Kirana store or a CSC counter, these simple services will help you make extra income and turn your shop into a go-to spot for daily financial needs in your area.
These services not only help you meet your customers’ daily needs but also enable you to earn commission on every transaction, making your shop a one-stop solution for financial and utility services.
Here are the top services you can offer with NobleWebStudio:
AEPS API (Aadhaar Enabled Payment System)
Provide banking services like cash withdrawal, balance enquiry, and mini statements using Aadhaar authentication. AEPS is a must-have for shops in rural and semi-urban areas where access to banks is limited.
BBPS API (Bharat Bill Payment System)
Enable your store to accept utility bill payments for electricity, gas, water, broadband, and more. It’s a highly demanded service with recurring customers every month.
Mobile & DTH Recharge API
Offer instant recharges for all major telecom and DTH operators. Customers can recharge their phones or TVs while shopping at your store.
DMT API (Domestic Money Transfer)
Provide fast and secure money transfer services to your customers. Send money instantly to any bank account across India using IMPS/NEFT options.
PAN Card API Services
Set up a PAN card center right inside your shop. Help your customers apply for new PAN cards or make corrections easily completely paperless and fast.
Flight, Hotel & Bus Booking APIs
Grow your shop’s income by offering online travel booking services. You can help your customers book flights, hotel rooms, and bus tickets, both within India and internationally. Every time you make a booking, you earn a commission. It’s an easy way to add a new service to your shop and make extra money while offering something your customers will love!
Why Offering Multiple Services Matters
By offering a variety of digital services through NobleWebStudio, you:
- Increase footfall to your shop
- Create multiple income sources
- Build customer trust and loyalty
- Become a trusted multi-service center in your area
- Stay ahead of your local competition
Whether you want to start small with just a few services or offer everything, NobleWebStudio gives you the flexibility and support to grow your shop the way you want. You’ll have all the tools you need to add new services and increase your earnings, at your own pace. We’re here to help you every step of the way!
3. Set Up Your Portal or Software
Once you’ve chosen the services you want to offer, we’ll help you set up a simple and easy-to-use portal or mobile app. These tools are designed to be fast, secure, and user-friendly, so you can manage all your shop’s services in one place. You’ll be able to track every transaction and keep everything running smoothly making your day-to-day operations much easier.
4. Onboard Customers and Agents
Now that your portal is set up, you can start offering these services right from your shop. You can even appoint agents to help offer services for you. Every time a transaction is made through your shop or by your agents, you’ll earn a commission. It’s an easy way to make extra money and expand the services you provide to your customers.
5. Earn Daily with High Commissions
With every successful transaction, whether it’s a recharge, money transfer, or bill payment, you earn a commission directly to your wallet. NobleWebStudio offers high commissions and quick payouts, so you can start earning money every day without waiting long. The more services you offer, the more you earn.
6. Promote Your Digital Store and Grow
Once everything is running smoothly, you can use the marketing tools in your portal to promote your services to customers in your area. You can also share your services on social media to attract more people to your shop. As your business grows, you can add more services for your customers and even create your own brand using our easy-to-use white-label fintech solutions. It’s a great way to expand and keep growing!
7. Expand Your Business and Build Your Brand
As your digital service center continues to grow, you’ll have the chance to expand and build your own brand. You can offer new services, recruit more agents, and reach a larger audience. With NobleWebStudio’s support, the sky’s the limit for how far you can grow.
Conclusion: Want to Earn Extra Commissions at Your Kirana Store? Here’s How Fintech Can Help
Incorporating fintech services into your Kirana shop can unlock a new world of earning potential. By partnering with NobleWebStudio, you gain access to a range of secure and easy-to-use APIs, offering services such as AEPS, bill payments, mobile recharges, PAN card services, and even turning your store into an ATM. These digital services not only help you earn commissions but also attract more customers to your shop, making it a one-stop destination for financial services in your community.
With NobleWebStudio, it’s simple to add these services to your shop and start earning extra income. No technical skills needed we make everything easy for you. By offering banking services, bill payments, recharges, and more from your store, you’ll attract more customers and boost your daily earnings. It’s a smart way to grow your business, keep your regular customers happy, and earn steady extra income every month. Join NobleWebStudio today and turn your Kirana shop into a digital service center for your community.
FAQ: Want to Earn Extra at Your Kirana Store? Here’s How Fintech Can Help
Ans. By integrating fintech services through NobleWebStudio, you can offer a variety of digital services like AEPS (Aadhaar Enabled Payment System), bill payments, mobile recharges, PAN card services, and money transfers at your Kirana store. These services will not only bring more customers to your store but also allow you to earn commissions on each transaction, boosting your income significantly.
Ans. Offering AEPS services through NobleWebStudio enables your customers to access banking services like cash withdrawals, balance inquiries, and mini statements using their Aadhaar card. As an authorized agent, you earn commissions on every transaction, creating a steady stream of income with minimal effort.
Ans. By installing a Micro ATM machine from NobleWebStudio, you can offer ATM services right at your store. Customers can withdraw cash and make debit card payments just like at a regular ATM. For each transaction, you’ll earn a commission, making it a simple and profitable way to boost your daily earnings.
Ans. Yes! NobleWebStudio makes it easy for Kirana store owners to offer PAN card services. The process is fast and paperless, and PAN cards are typically issued within two business days. This service can help you earn up to ₹30,000 per month, making it a profitable addition to your store’s offerings.